Compare · Nigeria
A Paystack alternative in Nigeria
Facts about Paystack are from its own page, read 4 November 2026. Nivasik is a competing product.
45-day free trial this Christmas · US$0 a month per counter, list price US$24 · no card · we set it up with you
Stay with Paystack if you want a payments provider that also supports online checkout. Look at Nivasik if you run a shop, grocery, café or restaurant and want the whole business on one set of books, on what you already own.
Paystack publishes no price on the page we read; ask it for a written quote. Nivasik is US$0 for your 45-day Christmas trial, with a list price of US$24 a month. This is an opening offer. We may change it, or end it, at any time, without prior notice.
Paystack and Nivasik, side by side
| Paystack | Nivasik | |
|---|---|---|
| What it is | Payments company for online and in-person payments in Nigeria and other African markets. | Bills, stock, staff and guests on one set of books |
| Published price | No price published on the page we read | US$0 a month for your 45-day Christmas trial; list price US$24 plus VAT where it applies |
| Free option | Not on the pages we read | The whole product is free during the trial |
| Terms as published | Not on the pages we read | No contract, no hardware to buy, export any time |
| Card payments | See its page: many products bundle their own processing | Not processed by Nivasik: you keep your own card machine and it records the sale |
Which one fits
When Paystack is the better choice
- You want a payments provider that also supports online checkout.
- You want card payments built into the same system, with one bill from one company
- You need a product with a longer public track record: Nivasik is new
When Nivasik fits
- You want stock, suppliers, staff and expenses in the same place as the bill, with nothing extra to buy
- You would rather keep your own card machine and pay nothing to us per sale
- You want it on the phone or laptop you already have, with no hardware and no contract
- You want your counter to keep billing when the internet drops
Moving over
Export your item list, menu or room list from Paystack as a spreadsheet and load it, or send it to us and we do it with you. Nivasik cannot read another product's own files directly, and your past sales stay in Paystack: keep your export.
Sources
- Paystack: read 4 November 2026
Straight answers
What is the best alternative to Paystack in Nigeria?
It depends on what you use Paystack for. If you need card payments built in, look at another product that has them. If you want the whole business on one set of books at no cost for now, Nivasik is US$0 for your 45-day Christmas trial, list price US$24 a month.
Is there a free alternative to Paystack?
Nivasik is free for 45 days this Christmas, an opening offer that may change or end at any time without prior notice. Nivasik costs US$0 for your 45-day Christmas trial. Loyverse, Odoo also publish a free option; check what it leaves out and what you pay per card sale.
How much does Paystack cost in Nigeria?
Paystack publishes no price on the page we read; ask it for a written quote. Read 4 November 2026; check its page before you decide.
Is Nivasik cheaper than Paystack?
For the trial Nivasik costs US$0. Its list price is US$24 a month. Paystack publishes no price on the page we read; ask it for a written quote. Compare what each includes, not only the number: a card-processing fee or an add-on can change the total.
Can I keep my card machine if I leave Paystack?
Nivasik does not process payments, so it works beside any card machine you own. If your machine came from Paystack on its own processing terms, check those terms before you move.
What does Nivasik not do?
Nivasik does not take card payments. A card payment is recorded in Nivasik while you take it on the reader you already own, and we never touch a card number. Receipts print through your computer's print dialog. Nivasik does not open a cash drawer. Nivasik is not a fiscal register, a tax-filing system or an e-invoicing system, and it does not file payroll tax. Your data is hosted in Singapore. EU and US data hosting are not available yet. If you need a data-processing agreement or hosting in Europe, ask us before you start. Support is by email and WhatsApp from India, with a reply within one business day: UK and European mornings overlap our day, US replies arrive overnight. Nivasik is a new product. We do not claim a customer count, a rating or a testimonial. Selling on Flipkart or Meesho is India-only, and is not part of these plans.
Run your own place on it, free
Every plan is free for 45 days this Christmas. The list price stays on the page, crossed out, so you know what it is worth; during the trial you pay nothing. The whole product is unlocked, there is no card to enter, and we help you set it up: your rooms or menu or stock list, your staff and your prices.
This is an opening offer. We may change it, or end it, at any time, without prior notice. Ask for your data and we hand it over, with no exit fee.
Email support@nivasik.com · we reply within one business day
Business in India? Go to the India site (rupees, GST, UPI, Hindi)