Compare · United Kingdom
A Zettle by PayPal alternative in the UK
Facts about Zettle by PayPal are from its own page, read 4 November 2026. Nivasik is a competing product.
45-day free trial this Christmas · £0 a month per counter, list price £19 · no card · we set it up with you
Stay with Zettle by PayPal if you want a no-subscription card reader with a basic till app. Look at Nivasik if you run a shop, grocery, café or restaurant and want the whole business on one set of books, on what you already own.
Zettle by PayPal's own page lists 1.75% (Card transactions, per transaction). Nivasik is £0 for your 45-day Christmas trial, with a list price of £19 a month. This is an opening offer. We may change it, or end it, at any time, without prior notice.
Zettle by PayPal and Nivasik, side by side
| Zettle by PayPal | Nivasik | |
|---|---|---|
| What it is | Card readers and a point-of-sale app from PayPal. | Bills, stock, staff and guests on one set of books |
| Published price | 1.75% Card transactions, per transaction from £29 excl. VAT Card reader, one-off from £149 excl. VAT Terminal, one-off | £0 a month for your 45-day Christmas trial; list price £19 plus VAT |
| Free option | Yes, on its page | The whole product is free during the trial |
| Terms as published | It states no contracts or recurring fees, and describes the POS app as no additional cost. The £29 reader price is for new business users only, and additional readers are £69 excluding VAT. | No contract, no hardware to buy, export any time |
| Card payments | See its page: many products bundle their own processing | Not processed by Nivasik: you keep your own card machine and it records the sale |
Which one fits
When Zettle by PayPal is the better choice
- You want a no-subscription card reader with a basic till app.
- You sell occasionally or at events rather than running a full counter.
- You want card payments built into the same system, with one bill from one company
- You need a product with a longer public track record: Nivasik is new
When Nivasik fits
- You want stock, suppliers, staff and expenses in the same place as the bill, with nothing extra to buy
- You would rather keep your own card machine and pay nothing to us per sale
- You want it on the phone or laptop you already have, with no hardware and no contract
- You want your counter to keep billing when the internet drops
Moving over
Export your item list, menu or room list from Zettle by PayPal as a spreadsheet and load it, or send it to us and we do it with you. Nivasik cannot read another product's own files directly, and your past sales stay in Zettle by PayPal: keep your export.
Sources
- Zettle by PayPal: read 4 November 2026
Straight answers
What is the best alternative to Zettle by PayPal in the UK?
It depends on what you use Zettle by PayPal for. If you need card payments built in, look at another product that has them. If you want the whole business on one set of books at no cost for now, Nivasik is £0 for your 45-day Christmas trial, list price £19 a month.
Is there a free alternative to Zettle by PayPal?
Nivasik is free for 45 days this Christmas, an opening offer that may change or end at any time without prior notice. Nivasik costs £0 for your 45-day Christmas trial. Its list price of £19 a month is also below the paid monthly plans of Square (£49), SumUp POS (£49), Toast (starting at £80). Square, Zettle by PayPal, Odoo, Loyverse also publish a free option; check what it leaves out and what you pay per card sale.
How much does Zettle by PayPal cost in the UK?
Zettle by PayPal's own page lists 1.75% (Card transactions, per transaction). Read 4 November 2026; check its page before you decide.
Is Nivasik cheaper than Zettle by PayPal?
For the trial Nivasik costs £0. Its list price is £19 a month. Zettle by PayPal's own page lists 1.75% (Card transactions, per transaction). Compare what each includes, not only the number: a card-processing fee or an add-on can change the total.
Can I keep my card machine if I leave Zettle by PayPal?
Nivasik does not process payments, so it works beside any card machine you own. If your machine came from Zettle by PayPal on its own processing terms, check those terms before you move.
What does Nivasik not do?
Nivasik does not take card payments. A card payment is recorded in Nivasik while you take it on the reader you already own, and we never touch a card number. Receipts print through your computer's print dialog. Nivasik does not open a cash drawer. Nivasik is not a fiscal register, a tax-filing system or an e-invoicing system, and it does not file payroll tax. Your data is hosted in Singapore. EU and US data hosting are not available yet. If you need a data-processing agreement or hosting in Europe, ask us before you start. Support is by email and WhatsApp from India, with a reply within one business day: UK and European mornings overlap our day, US replies arrive overnight. Nivasik is a new product. We do not claim a customer count, a rating or a testimonial. Selling on Flipkart or Meesho is India-only, and is not part of these plans.
Run your own place on it, free
Every plan is free for 45 days this Christmas. The list price stays on the page, crossed out, so you know what it is worth; during the trial you pay nothing. The whole product is unlocked, there is no card to enter, and we help you set it up: your rooms or menu or stock list, your staff and your prices.
This is an opening offer. We may change it, or end it, at any time, without prior notice. Ask for your data and we hand it over, with no exit fee.
Email support@nivasik.com · we reply within one business day
Business in India? Go to the India site (rupees, GST, UPI, Hindi)